How much is the current social security payment in Zunyi? Detailed explanation of the latest payment standards in 2024
As social security policies are adjusted year by year, Zunyi's social security payment standards have also changed. This article will give you a detailed introduction to Zunyi City’s latest social security payment base, proportion and calculation method in 2024, and help you clearly understand the social security fees that individuals and enterprises need to pay.
1. Zunyi City’s social security payment base in 2024
According to the notice issued by the Guizhou Provincial Department of Human Resources and Social Security, the social security payment base of Zunyi City in 2024 is as follows:
| Project | Minimum payment base | Payment base upper limit |
|---|---|---|
| Pension insurance | 4,098 yuan/month | 20,490 yuan/month |
| medical insurance | 4,098 yuan/month | 20,490 yuan/month |
| unemployment insurance | 4,098 yuan/month | 20,490 yuan/month |
| Work injury insurance | 4,098 yuan/month | 20,490 yuan/month |
| maternity insurance | 4,098 yuan/month | 20,490 yuan/month |
2. Zunyi City’s social security payment ratio in 2024
The social security payment proportion is divided into the unit payment part and the individual payment part. The specific proportions are as follows:
| Insurance type | Unit payment ratio | Personal contribution ratio |
|---|---|---|
| Pension insurance | 16% | 8% |
| medical insurance | 6.5% | 2% |
| unemployment insurance | 0.7% | 0.3% |
| Work injury insurance | 0.2%-1.9% | 0% |
| maternity insurance | 0.5% | 0% |
3. Zunyi Social Security Payment Calculation Example
Taking the lower limit of payment base of 4,098 yuan as an example, calculate the monthly social security fees that individuals and organizations need to pay:
| Insurance type | Unit payment amount | Personal payment amount |
|---|---|---|
| Pension insurance | 4,098×16%=655.68 yuan | 4,098×8%=327.84 yuan |
| medical insurance | 4,098×6.5%=266.37 yuan | 4,098×2%=81.96 yuan |
| unemployment insurance | 4,098×0.7%=28.69 yuan | 4,098×0.3%=12.29 yuan |
| Work injury insurance | 4,098×0.5%=20.49 yuan | 0 yuan |
| maternity insurance | 4,098×0.5%=20.49 yuan | 0 yuan |
| total | 991.72 yuan | 422.09 yuan |
4. Things to note when paying social security premiums in Zunyi
1. The payment base will be adjusted every July, and the specific data shall be subject to the data released by the local social security department.
2. The pension insurance payment ratio for flexible employment personnel is 20%, all of which is borne by the individual.
3. The monthly amount transferred into the medical insurance personal account is 100% of the individual's payment plus 30% of the unit's payment.
4. Social security payment can be made through bank withholding, online payment and other methods.
5. The suspension of social security payments will affect the enjoyment of various social security benefits. It is recommended to pay in full and on time.
5. Latest developments in Zunyi’s social security policies
Zunyi City’s social security policy has the following new changes in 2024:
1. Incorporate outpatient expenses into the payment scope of the medical insurance pooling fund, and the reimbursement ratio shall not be less than 50%.
2. Improve the standard of maternity insurance benefits. Maternity leave allowances are calculated based on the average monthly salary of employees in the unit where the employee works in the previous year.
3. Expand the coverage of work-related injury insurance to include workers in new businesses.
4. Promote the "one-card" service of social security cards and realize the application of social security cards in medical care, pension and other fields.
5. Optimize the social security payment process and promote convenient services such as "online payment" and "handheld payment".
6. Frequently Asked Questions
Q: Can I choose the social security payment base by myself?
A: The social security payment base of active employees shall be declared by the unit based on the employees’ average monthly salary in the previous year, but shall not be lower than the local minimum payment base, nor shall it be higher than the highest payment base. People with flexible employment can choose independently within the upper and lower limits of the payment base.
Q: What impact will the suspension of social security payments have?
A: Suspension of social security payments will affect many rights and interests such as medical insurance reimbursement, pension calculation, and unemployment benefit collection. Pension insurance needs to be paid for 15 years in total before you can receive a pension. Suspension of medical insurance payments will affect your enjoyment of benefits.
Q: How to handle the social security transfer to Zunyi from other places?
A: You need to go through the social security transfer-out procedures at the original insured place first, and then go to the Zunyi social security agency to go through the transfer-in procedures. Pension and medical insurance relationships can be transferred and continued.
Through the above detailed introduction, I believe you have a comprehensive understanding of Zunyi City’s social security payment standards in 2024. It is recommended to pay attention to changes in local social security policies in a timely manner to ensure that your social security rights are not affected. For more details, you can consult the Zunyi Municipal Social Insurance Bureau or call the 12333 social security service hotline.
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